The phrase "cash in hand" refers to the immediate availability of money without having to wait for access to funds. Some synonyms for this phrase include immediate payment, ready cash, on the spot payment, instant money, and quick cash. These terms emphasize the urgency and convenience of having money on hand for immediate use. Other similar phrases to consider are "liquid assets," which refers to easily accessible funds, and "cash on delivery," which indicates the payment will be made upon receipt of goods or services. Using synonyms for "cash in hand" can add variety and nuance to writing or conversation about financial matters.